Your Auto Loan & Car Lease Resource

Welcome to Mazda of Columbia Finance Department, your auto loan and car lease resource. Shopping for a new car can be a stressful experience, but it doesn’t have to be. When you shop with Mazda of Columbia, our Finance Department is here every step of the way, to ensure that you’re able to secure the lease or loan you need to drive home in your new Mazda. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

Looking for a Mazda offer, or simply want to walk through your auto finance options? We can help you with that. All types of credit, from good to bad, may qualify for an auto loan. We will work with you to secure a no credit car loan if your situation demands it. Mazda of Columbia has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

What You Need to Know Before Financing

Apart from your name and date of birth, some important information for a credit application could include:

• Social Security number
• Address and how long you’ve lived there (it can be beneficial to bring back up documents, like utility and cell phone bills)
• Employment history and how long you’ve worked at each job
• Details about your income sources, including a current pay stub
• Monthly income
• Current credit commitments, including how much debt you have

What to Bring and What Steps to Take

Now that you know what to information to obtain before beginning the financing process, let’s delve into what you’ll need to bring and do. You’ll need to have the following when you finance:

• A down payment in the form accepted by the given dealership
• Your driver license so that you can prove you’re a legally registered driver and are able to drive the car off the lot
• Proof of insurance
• The title for your current vehicle if you’re looking to trade it in as proof of ownership. If you have a loan out on your current car and don’t yet own it, you need to bring your loan’s account number to the dealership
• Current vehicle registration is also necessary if you decide to trade in your current vehicle

Additional steps that you’ll want to take prior to signing the dotted line for a financing contract are:

• Contacting your insurance agent to learn how much you’ll have to pay to insure your new vehicle
• Creating a list of references who do not live in your home, including their names, addresses, and phone numbers

Learn More at Mazda of Columbia

After you’ve browsed our new car inventory online, you can even apply for financing from the comfort of your own home. If you have any questions about Mazda finance options along the way, don’t hesitate to reach out! We want to help you lock down ideal financing rates on your dream car. Be sure to read about whether or not gap insurance is right for you.