Do you need a new car but are worried about your credit score? Luckily for you, Mazda of Columbia offers bad credit financing near Lexington. Our experts have experience working with drivers from a variety of financial backgrounds, and we want to help you get into that much-needed car today! Whether you have good credit, bad credit, or no credit, we're ready to work with you and find a car loan that fits your budget.
Mazda of Columbia is proud to offer affordable new and used vehicles for Lexington-area drivers who need a car they can count on to get them where they need to go. While some dealers might rely on gimmicks or tricky sales tactics, you'll be happy to know we offer crystal clear, personalized service. No pressure, just straightforward answers. Our experts are here to walk you through the car-buying process to make financing and getting behind the wheel as painless as possible.
If your bad credit is stressing you out, don't spend all day driving around Lexington hoping for a break when you can stop and see us at Mazda of Columbia. Our wide range of vehicles makes it easier than ever to find a quality new or used vehicle on a budget. If you don't have time to stop in, no problem! Our complete inventory is available online 24/7. To save even more time, use our handy online tools to get a value for your trade-in, calculate payments, and even get pre-approved without stepping foot in our showroom. If you don't have a lot of time to spare, visit Mazda of Columbia for car buying made easy.
What is bad credit and what does it mean for you? A person can have a low credit rating for a number of reasons, and bad credit can make securing a loan challenging. Past bankruptcy, loss of a job, or failure to pay bills can all result in hits to your credit score.
FICO is the most common type of credit score in the US. Lenders will usually look at this score to determine if you are eligible for a loan. The score ranges between 300 and 850. If your score is below 580, you are considered high risk. If you score between 580 and 740, you're considered to have a fairly typical score and are considered a reliable borrower. A score of over 740 means your credit is high and you are a low-risk candidate.
Bad credit can haunt a person and put a pause button on their financial life. Trying to secure a loan for a car, a house, or a business can become a real challenge and, at times, feel impossible. When a person applies for a loan, their credit score tells the lender whether or not they are a responsible borrower. Many lenders have a certain credit score that a person needs to meet in order to qualify for a loan. If a lender feels you are high risk, they might offer you the loan at a higher interest rate, require additional monthly fees, require a deposit, or deny your application altogether. Having a low credit score can often mean you have to put your dreams on hold.
While some marks can affect your credit score for only a few years, events like bankruptcy will stay on your credit score for up to 10 years, making it tough to secure a loan for things like a car or house. But there is a way out! You don't have to live with a bad credit score forever. Here are some small steps you can take every day to improve your credit score:
Improving your credit score isn't impossible, but it can take some time. If you need a car loan now and you've been turned down for having a bad credit score because of past mistakes, asking a family member or close friend with a high credit score to cosign the loan can often help you get approved today.
At Mazda of Columbia, we're proud to help keep Lexington drivers on the road. We make it easy to find the perfect vehicle for your needs, thanks to our extensive inventory. We sell affordable, quality vehicles that drivers can depend on for miles of trouble-free driving.
Our wide range of new and pre-owned vehicles means there's something for every need and budget. Whether you're looking to get into a brand-new Mazda or you're looking for a pre-owned car with plenty of life left, our friendly sales and finance teams are ready to answer your questions and help you find the perfect vehicle for you.
At Mazda of Columbia, our finance experts are on hand to help drivers with low or bad credit ratings. If you've been told "no," you haven't been to Mazda of Columbia. We help keep Lexington-area drivers moving by helping you secure an auto loan that works for you. Our finance team works closely with local lenders and banks to get you great rates and behind the wheel of your next vehicle now, not later.
Our goal is to make you a customer for life. We get that car buying isn't one size fits all, and whether you're just starting to think about buying a vehicle for the first time or you're a seasoned driver, Mazda of Columbia wants to help.
Our full line of all-new Mazda vehicles means we're your one-stop shop for the latest and greatest the automaker has to offer. If you've got questions, we're here to answer them! Our highly-trained sales team is on hand to make your next car-buying experience informative and unforgettable.
Did we mention used vehicles? Our extensive line of premium used vehicles means you're in for a real bargain. We offer all the biggest names, makes, and models. Whether you're looking for a car, truck, or SUV, you're bound to find what you've been searching for at Mazda of Columbia!
Mazda of Columbia is proud to serve Lexington, SC, and the surrounding areas, delivering high-quality vehicles and working with drivers from a variety of financial backgrounds. We believe it's important to be a dealership you can rely on, to be there for you when you need us. We don't rely on pressure or misleading sales tactics, but on straightforward, friendly service you can trust year after year, mile after mile.
At Mazda of Columbia, we work hard to ensure every interaction you have with us is a positive one. From the moment you step through our doors and even after you have the keys in your hand. We want to make you a customer for life! With everything available online these days, customers searching for a personalized experience will find it when they shop with the car experts at Mazda of Columbia.
We carry a wide range of new and pre-owned vehicles that make it easy to find the perfect one for you. If you're just getting started, no problem! Our sales team is available to answer any questions. If you're nervous about buying a new vehicle because of your credit score, don't be! The finance specialists at Mazda of Columbia are ready to work with you, going step by step through the auto loan process to find a loan with great rates that work for you.
Our outstanding support doesn't end after you leave our lot. Our service department is here to help keep your vehicle up-to-date and roadworthy. We make scheduling routine services like oil changes and tire rotations quick and easy. Do you need to order parts? No problem! At Mazda of Columbia, we've got you covered from start to finish.
If you're tired of shopping for a vehicle only to hear, "no!" Then stop in and see us at Mazda of Columbia, where we like to say, "yes!" Yes to great cars at great prices, yes to customers with less than stellar credit scores, and yes to reliable and friendly service!
At Mazda of Columbia, we take pride in offering service with a personal touch that you won't find at just any dealer. We want customers to take their time and browse our inventory, ask questions, and take a prospective vehicle for a test drive. We seek to offer a low-pressure car-buying experience that makes buying a new vehicle feel more like fun than a chore.
If you're anxious about buying a vehicle because of a low credit score, don't be. Our finance team has the experience and knowledge to find an outstanding auto loan that works for your situation. Don't let bad credit stop you from getting into a reliable new car. Whether you're ready to buy or still trying to decide, we're here to help in whatever way we can. Our extensive line of quality new and pre-owned vehicles has you covered! Stop in and see us today at Mazda of Columbia to experience the difference!
