How Can I Get Car Financing with a Bad Credit Score?

January 22nd, 2019 by

Car Loan Application

Wondering, “can I get a car loan with bad credit?” We at Mazda of Columbia have the answer: yes! Talk with our finance department to figure out how to finance a car with bad credit and get the loan you need. Learn more about financing a vehicle with a bad credit score at our Mazda of Columbia finance center and take advantage of one of our new vehicle specials to make the car-buying process more affordable.

How Can You Finance a Car with Bad Credit?

The first step to securing a bad credit card loan is to apply for financing online for pre-approval. After taking this step, you can talk with our finance department to figure out the payment plan that works for you and your budget. Our finance experts are standing by to help you with this process.

What Steps Should I Take To Get a Car Loan with Bad Credit?

Before you apply for financing with us, there are a few things you’ll want to get in order first. Having these things together ensures whether you’re making the best financial decision for you right now or not.

  • Determine your budget as well as how much you can afford to pay monthly.
  • Make a bigger down payment if you can.
  • Attempt to clean up your credit report before applying for a loan.
  • Know what you need in a new vehicle, and don’t try to get more than you need.
  • Ask questions!

How to Improve Your Credit Score

One thing a lot of people don’t know is that getting a car loan with bad credit and making consistent, timely payments each month will help your credit. If you continue to make payments on time, you’ll improve your credit profile and credit score, giving you better credit card and loan interest rates in the future.

Finance a Car with Bad Credit at Mazda of Columbia

Build up your credit and get behind the wheel of the new Mazda that’s right for you. Contact our finance department to find out how to get a lower interest rate, if an extended warranty is a good option for you, or visit us at Mazda of Columbia near West Columbia to secure the loan you need today. Have questions? Contact us online. Our finance experts are ready to help answer any questions you may have, and even answer questions about how many miles tires last.

More from Mazda of Columbia

  • What to Bring to a Dealership When Buying a Car

    What to Bring With You When Buying a Car There’s no denying that the car-buying process is exciting, but it can be nerve-wracking if you’re not prepared with the necessary documentation. Knowing exactly what to bring with you when buying a car can help mitigate the stress and leave you feeling more confident and prepared…

  • Why You Should Finance Your Vehicle at Mazda of Columbia

    5 Reasons to Apply for Financing at Mazda of Columbia Choosing the right dealership for financing your vehicle is a crucial decision that can greatly impact your overall driving experience. When it comes to reliability, quality, and customer satisfaction, Mazda of Columbia stands out as a top choice. In this blog, we’ll explore five compelling…

  • 5 Tips for Buying Your First Car

    Complete Guide: How to Buy Your First Car Buying your first car is a significant milestone that comes with a mix of excitement and responsibility. Whether you’re a recent graduate, a young professional, or simply ready to ditch public transportation, the process of purchasing your first car requires careful consideration. To help you make a…

Posted in Finance