Get Pre-Approved

Get Pre-Approved for Auto Financing in Columbia, SC

Before you drive off the lot in your new or pre-owned vehicle, you’ll need to figure out the most effective way to pay for it. Whether you land on a brand-new Mazda model or something that has seen a bit of the South Carolina road, the finance team at Mazda of Columbia will be able to help you with whatever questions you have about the process of financing a vehicle. Once you’ve done all of your calculations and finalized your budget, Mazda of Columbia allows customers to fill out our convenient finance application to get pre-approved before you even step foot into the dealership.

Figuring Out Your Car Budget 

Whether you pick a new model or a used car, our staff understands that you may not have the full funds available to pay for it all at once. Mazda of Columbia offers several convenient tools that will allow you to figure out your exact budget, including a payment that you can afford to make each month. By utilizing our online payment calculator, you can take information such as estimated interest rate, down payment, and trade-in value to figure out how to get to the monthly sum you can afford. Do you have a vehicle you are looking to upgrade or sell? Our trade calculator will provide you with an estimated value for the trade or sale of your current car to our dealership, which will be confirmed via an in-person inspection by a member of our used car team. By deducting your cash down payment and trade-in value from the total cost of the car, you’ll be able to figure out just how much you will need to finance as part of an auto loan. 

How Does My Credit Score Affect My Ability to Get Auto Financing?

Over the course of your credit history, we understand that there may have been circumstances outside of your control that resulted in your score taking a hit. The finance department of Mazda of Columbia will work with you and our team of local and national lending institutions to get you an auto loan with the best available rates for your current credit situation. Whether the best interest rate is from a local bank in Columbia or a larger institution, our team will work to deliver options to get you behind the wheel of your ideal vehicle.

Vehicle Financing Options Available for Drivers in Columbia, SC

If you’re starting the search for a new car and have no idea where to start with financing, look no further than Mazda of Columbia! Located just off Broad River Road, our conveniently located dealership contains a regularly updated selection of both new models and pre-owned cars, trucks, and SUVs. The finance department is available six days a week to answer any questions you may have. To get started, call today or stop by to talk to a member of our team!