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An extended warranty is an additional plan you can opt in when you are financing your new or used vehicle that provides additional maintenance coverage once your factory warranty has expired. While each plan varies, some may offer the option to add on extras such as towing or roadside assistance. Extended warranties act as a safety net in the event your major powertrain warranty has ended and a major repair comes up. This type of coverage will help you save more in the long run.
Extended warranties are applicable to both new and used vehicles, but they work differently depending on the condition of the car. Whether you’re looking to tack on an extended warranty on a new or used car, here are some tips to consider for both:
When it comes to new vehicles and extended warranties, you’ll want to consider the length of time you intend to keep your current vehicle. If you are thinking about swapping vehicles in under 10 years, then an extended warranty may not be right for you, since many modern vehicles are highly reliable. Additionally, be sure to check what the warranty coverage is for the new vehicle you plan on financing.
With used vehicles, it all comes down to the reliability of the vehicle. As you should with any used vehicle, be sure to have it inspected to have possible issues eliminated. From there, you can choose whether or not you want to opt for an extended warranty. Similar to new vehicles, also consider how long you plan on having that used vehicle for before you decide.
The main question drivers ask us is: “Should I buy extended warranties?” Again, the decision comes down to many factors, like your lifestyle and financial situation. Opting for an extended warranty is a good call when you have a used model nearing the end of its powertrain warranty as it’ll help save money for those who are worried about breaking their budgets should–unfortunately–a major issue comes up, or a repair is needed.
If you’d like to learn more about extended warranties, apply for financing online, or if you’d like to calculate your monthly car payments using our payment calculator, get in touch with Mazda of Columbia. Need help with other financial inquiries? Contact our finance center to speak with our team about extended warranties, leasing options, new vehicle specials, and more! We’d also be glad to help you learn the difference between buying and leasing.